You Created Your Wealth, We Protect And Enhance It!

Are you highly compensated. Taxes will be your biggest lifetime expense

Imagine how a 5 year funding plan that could create 60% - 100% more tax free retirement income without compromising your current retirement strategy

Explore how a 3:1 match on your retirement contributions would help you create your tax free retirement income

 

 

 

Why Kai-Zen

We have all used leverage to purchase a nicer house or buy a better car. Kai-zen uses leverage for the potential to accumulate more growth & obtain more protection, while providing the ability to maintain your current standard of living. That's the smart way to use leverage.

Value Provided

  Potential for more accumulation.

  Maintain current lifestyle.

More protection for you and your family

  Diversity your assets

 

Required Qualifications

  Your combined household income is at least $100k per year.

  Ideal age for this strategy 40-50

  You are in good health

  You can contribute a minimum of $22k per year for 5 years.

Kai-Zen is the only strategy that provides you the opportunity to add up to 3 times more money to fund a cash accumulating life insurance policy. 

  • Your contributions and the policy provide the security needed to obtain the loan and your participation is easy.  
  • Simply create and account, estimate your short 5-year annual contribution amount, and let Kai-Zen leverage do the rest.
  • Kai-Zen was designed to minimize the expenses and maximize your potential for accumulation.
  • We then combined it with leverage to provide you the potential for 60-100% more.*
Allen-Freeman-Headshot-Square
Allen Freeman CFP, CDFA
Managing Partner

Benefits of Smart Leverage

  • NO credit checks
  • NO loan documents
  • NO personal guarantees

  • NO interest payments

 

Benefits of More Protection

  • Death benefit with living benefit riders
  • Chronic illness
  • Terminal illness

Benefits of More Growth

  • Upside crediting (subject to cap)
  • NO negative returns due to market declines
  • Tax-free distributions with potential to access cash value using tax-free policy loans

You are able to grow your retirement assets with more accumulation, income and protection without the downside of the market.

 

Estate Planning

Your Legacy

Pass Wealth to My Heirs

For high net-worth individuals who want to pass more of their wealth to their heirs.

You've worked your entire life to pursue a dream.  You've sacrificed, struggled, and succeeded. Now it's time to ensure everything you've built, can be passed down to help enhance the lives of your children, their children, and the future generations.

Estate planning strategies designed to pass tax-free wealth to heirs and provide liquidity for estate taxes

Our approach offers you up to an additional 3 times more money to fund a unique cash accumulation life insurance policy using leverage

+ Read more
Retirement Planning

Your Retirement

Retirement Planning

For high income earners who want protection and accumulation to last a lifetime.

You are a highly paid individual who is enjoying the lifestyle you've earned.

Lifestyle preservation strategies designed for more supplemental retirement income, life-insurance protection, and alternative tax advantage asset allocations.

+ Read more
Business Planning

Business Goals

Taking Care of Business

All business leaders know issues such as recruitment & retain, buy/sell, key-man, and succession plans are important.  While most don't have the cash flow to address these issues entirely, we can fix that.  Our approach can either increase the return 60-100% or reduce the cost by 30-50%. We have a unique solution for that.

+ Read more
Happy man smiling at camera on a sunny day

“The LifePath Advisors team provided invaluable advice and assistance; I got such a personal service that I just haven’t got from other firms.

MarkAttorney
Friendly male doctor at the hospital smiling

“A retired physician colleague pulled me to the side and introduced this strategy to me.  He said, you have to do this now. Don't wait. Taxes will be your #1 expense in retirement.

CarterCardiologist
female doctor

"This is the most compelling option I have seen in my search for a solution to maintain my current lifestyle in retirement"

AbigailPlastic Surgeon

*The Kai-Zen® Strategy is dependent on the client making contributions for the first 5 years therefore not defaulting on the policy, which could result in policy lapse and surrender charges. The client will not have access to the policy, the cash values, the death benefits or the living benefits until the loan is repaid and the assignment is released. The lender has the right to discontinue funding new premiums, exit the market, or to demand loan repayment based on the terms and conditions signed by the Master Trust. See the Master Trust documents for additional information. There are some exceptions to this rule. Please consult a tax professional for advice concerning your individual situation.

Have a question? Get in touch today

Contact us